:root {
  --ink: #11212d;
  --muted-ink: #536471;
  --navy: #0b2d3c;
  --navy-2: #123f52;
  --blue: #1e6f8c;
  --sky: #dff4f8;
  --paper: #ffffff;
  --muted: #f3f7f8;
  --line: #d9e3e7;
  --accent: #e8b04a;
  --shadow: 0 18px 48px rgba(11, 45, 60, 0.12);
  --radius: 18px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
}
a { color: var(--blue); }
a:hover { text-decoration-thickness: 2px; }
img { max-width: 100%; }
.container { width: min(1120px, calc(100% - 40px)); margin-inline: auto; }
.narrow { width: min(790px, calc(100% - 40px)); }
.skip-link { position: absolute; left: -9999px; top: 8px; z-index: 1000; }
.skip-link:focus { left: 8px; background: white; padding: 10px 14px; border-radius: 8px; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,.96);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(12px);
}
.header-inner { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 10px; color: var(--navy); font-weight: 800; font-size: 1.15rem; text-decoration: none; letter-spacing: -.02em; }
.brand-mark { display: inline-grid; place-items: center; width: 38px; height: 38px; border-radius: 12px; color: white; background: linear-gradient(135deg,var(--navy),var(--blue)); font-size: .72rem; letter-spacing: .04em; }
.primary-nav { display: flex; gap: 6px; align-items: center; }
.primary-nav a { color: var(--ink); text-decoration: none; padding: 9px 11px; border-radius: 9px; font-weight: 650; font-size: .95rem; }
.primary-nav a:hover, .primary-nav a.active { background: var(--muted); color: var(--navy); }
.hero { padding: 86px 0 70px; background: radial-gradient(circle at 80% 20%, var(--sky), transparent 38%), linear-gradient(180deg,#fff,#f9fcfd); }
.hero-grid { display: grid; grid-template-columns: 1.45fr .75fr; gap: 54px; align-items: center; }
h1,h2,h3 { color: var(--navy); line-height: 1.15; letter-spacing: -.025em; }
h1 { font-size: clamp(2.5rem, 6vw, 4.6rem); margin: .2em 0 .3em; max-width: 850px; }
h2 { font-size: clamp(1.8rem, 4vw, 2.8rem); margin: .2em 0 .45em; }
h3 { font-size: 1.25rem; }
.lead { font-size: 1.2rem; color: var(--muted-ink); max-width: 720px; }
.eyebrow { color: var(--blue); font-weight: 800; text-transform: uppercase; letter-spacing: .1em; font-size: .76rem; }
.button-row { display: flex; flex-wrap: wrap; gap: 12px; margin: 28px 0 14px; }
.button { display: inline-flex; justify-content: center; align-items: center; min-height: 48px; padding: 12px 20px; border-radius: 12px; color: white; background: var(--navy); text-decoration: none; font-weight: 800; border: 2px solid var(--navy); }
.button:hover { background: var(--navy-2); border-color: var(--navy-2); }
.button.secondary { color: var(--navy); background: transparent; }
.button.secondary:hover { background: var(--muted); }
.button[aria-disabled="true"] { opacity: .55; cursor: not-allowed; }
.microcopy { color: var(--muted-ink); font-size: .9rem; }
.hero-card { background: var(--navy); color: white; border-radius: var(--radius); padding: 30px; box-shadow: var(--shadow); }
.stat { display: flex; justify-content: space-between; gap: 20px; align-items: baseline; padding: 19px 0; border-bottom: 1px solid rgba(255,255,255,.16); }
.stat:last-child { border-bottom: 0; }
.stat strong { font-size: 1.55rem; color: white; }
.stat span { color: #cfe4eb; text-align: right; }
.section { padding: 76px 0; }
.muted { background: var(--muted); }
.section-heading { max-width: 760px; margin-bottom: 32px; }
.split-heading { max-width: none; display: flex; align-items: end; justify-content: space-between; gap: 24px; }
.text-link { font-weight: 800; text-decoration: none; }
.steps-grid, .cards-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.steps-grid article, .content-card { border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; background: white; }
.steps-grid span { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 50%; background: var(--sky); color: var(--navy); font-weight: 900; }
.pricing-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.price-card { display: flex; flex-direction: column; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; background: white; box-shadow: 0 8px 24px rgba(11,45,60,.06); }
.price-card.featured { border: 2px solid var(--blue); transform: translateY(-8px); }
.price { color: var(--muted-ink); }
.price span { color: var(--navy); font-size: 2.2rem; font-weight: 900; }
.price-card .button { margin-top: auto; }
.check-list { padding-left: 1.2rem; margin: 10px 0 28px; }
.check-list li { margin: 7px 0; }
.info-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 34px; align-items: start; }
.notice { background: #fff8e8; border: 1px solid #efd89e; border-radius: var(--radius); padding: 28px; }
.wide-notice { margin-top: 32px; }
.cta-panel { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding: 34px; border-radius: var(--radius); background: white; border: 1px solid var(--line); }
.page-hero { padding: 72px 0 46px; background: linear-gradient(180deg,var(--muted),#fff); }
.page-hero h1 { font-size: clamp(2.4rem,5vw,4rem); }
.page-hero .single-line-title {
  max-width: none;
  font-size: clamp(2.4rem, 3.9vw, 3.4rem);
  letter-spacing: -.035em;
}
@media (min-width: 1000px) {
  .page-hero .single-line-title { white-space: nowrap; }
}
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); }
table { width: 100%; border-collapse: collapse; background: white; }
th,td { text-align: left; padding: 18px 20px; border-bottom: 1px solid var(--line); vertical-align: top; }
th { background: var(--navy); color: white; }
tr:last-child td { border-bottom: 0; }
.faq-list details { border-bottom: 1px solid var(--line); padding: 18px 0; }
.faq-list summary { cursor: pointer; color: var(--navy); font-weight: 800; font-size: 1.12rem; }
.contact-card { text-align: center; border: 1px solid var(--line); border-radius: var(--radius); padding: 44px 28px; box-shadow: var(--shadow); }
.legal-hero { padding-bottom: 28px; }
.legal-copy { font-family: Georgia, "Times New Roman", serif; font-size: 1.04rem; }
.legal-copy h2 { font-family: Inter, ui-sans-serif, system-ui, sans-serif; font-size: 1.45rem; margin-top: 2.2em; }
.legal-copy h3 { font-family: Inter, ui-sans-serif, system-ui, sans-serif; font-size: 1.12rem; margin-top: 1.6em; }
.legal-copy ul { padding-left: 1.5rem; }
.legal-copy li { margin: .45rem 0; }
.legal-copy blockquote { margin: 1.4rem 0; padding: 20px; background: var(--muted); border-left: 4px solid var(--blue); }
.effective-date { margin-top: 0; }
.site-footer { background: var(--navy); color: #d7e8ee; padding: 54px 0 20px; }
.footer-grid { display: grid; grid-template-columns: 1.2fr .6fr 1fr; gap: 34px; }
.site-footer h2 { color: white; font-size: 1rem; }
.site-footer a { display: block; color: white; margin: 8px 0; }
.site-footer .brand { color: white; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.16); margin-top: 34px; padding-top: 20px; font-size: .9rem; }
@media (max-width: 860px) {
  .header-inner { align-items: flex-start; padding: 16px 0; }
  .primary-nav { flex-wrap: wrap; justify-content: flex-end; }
  .hero-grid, .info-grid { grid-template-columns: 1fr; }
  .pricing-grid, .steps-grid, .cards-3 { grid-template-columns: 1fr; }
  .price-card.featured { transform: none; }
  .footer-grid { grid-template-columns: 1fr; }
  .split-heading, .cta-panel { align-items: flex-start; flex-direction: column; }
}
@media (max-width: 620px) {
  .container, .narrow { width: min(100% - 28px, 1120px); }
  .site-header { position: static; }
  .header-inner { display: block; }
  .primary-nav { margin-top: 12px; justify-content: flex-start; }
  .primary-nav a { padding: 7px 8px; font-size: .88rem; }
  .hero { padding-top: 58px; }
  h1 { font-size: 2.55rem; }
}